Take Your Pick: Find Casinos Accepting Credit Cards in Canada

In the world of online gambling, Canadian casino sites are gaining immense popularity, and when it comes to payment methods, credit cards have become a top choice among players. In this article, we’ll discuss what you should consider when choosing a credit card casino and delve into various aspects of credit card casinos in Canada.

Try Our Selection of Credit Card Casinos (July 2024)

Affiliate Disclaimer
Here at Maple Casino, we list and recommend casinos at no cost to you. When you sign up for a casino through our affiliate link and deposit, Maple Casino earns a commission. This does not affect the integrity of our reviews and resources, as we are a completely independent online casino comparison site.

Casinos accepting credit cards: What’s the loophole?

On one hand, the rules seem fairly black and white. The major banks have very clear terms that do not allow credit cards for online gambling, but how are there so many casinos that accept credit cards along with sportsbooks and other sites? Gaming could refer to sports betting or it could be a site related to Xbox entertainment. It all depends.

Consider this scenario:
Now, let's say you're engaging in a session of online poker or playing virtual slot machines. While it's undoubtedly online gambling, your credit card statement might classify it simply as 'gaming' or ‘entertainment’, blurring the lines between the two terms.

Find Your Perfect Fit: How We Decide on The Top Credit Card Casinos

There are many factors to consider when choosing a payment method for online casinos. You need to know about the processing speed, how difficult it is to use and overall security, as you’ll be sharing very sensitive information. Have a look at the below factors we look at and consider them carefully before making your final decision.

reload spin icon

Always check the processing speed

When you’re choosing a payment method for online casinos, the processing speed is definitely one of the most important factors you need to consider. We look at a method that will allow you to deposit and withdraw money quickly and easily.

Real money icon 2

Check if there are extra fees and costs included

Some payment methods like credit cards can charge high transaction fees, but alternatives, such as e-wallets, can have much lower fees. When choosing your ideal payment method, remember that some actually offer bonuses or rewards, so it may be beneficial for you to opt for these.

Security measures icon

Make sure they have strict security measures

This may be the last point, but it certainly isn’t the least important, security is of the utmost importance when it comes to online gambling. The casinos we select are above board and typically use SSL (secure sockets layer) encryption methods to ensure that your money is safe and secure.

Maximize Your Wins: A Quick Overview of Credit Card Casinos

We want to give you a brief overview of credit card casinos. Essentially, these are online gambling sites that allow players to fund their accounts using credit cards, such as Visa, Mastercard, and others. Some sites have very strict rules and a credit card might not always be accepted as a payment method.

How do credit card casinos work?


When you make a deposit using your credit card, the transaction is processed electronically, and the funds are instantly credited to your casino account. The good news is that using your credit card is one of the easiest and simplest ways of banking.

The most common credit cards are Visa and MasterCard, and these are accepted by just about all online casinos. American Express is also fairly common, but less so than the other two. All you need to do, is head over to your casino of choice and set up an account for yourself as follows:

  • Once your account is registered with the casino, head over to the cashier section to make a deposit and select the “credit card” option.
  • Put in the required credit card details. Some casinos might ask you to submit some form of identification documents or proof of residence. However, this is not always required.
  • Once you have added your credit card details to your casino account, you can use it to make real money deposits directly into your account.
  • Credit cards are a very safe way of banking, with all transactions protected by 128-bit SSL encryption.

Why Should You Use A Credit Card at An Online Casino?

When selecting a casino that accepts credit cards, you need to weigh various elements to ensure a seamless and enjoyable gaming experience. If you want a checklist, use the below as a guide before using your credit card for gambling:

The security is usually pretty tight

Credit cards are connected to bank accounts and banks are notorious for strict security measures, in order to protect the funds of customers. This level of security is a standard feature of most reputable credit card companies. Beyond security, another benefit is that all credit card transactions are easily and quickly processed with no fees, unless the casino charges them. Sometimes, there may be extra fees.

They are typically available internationally

Credit cards are used, basically, anywhere in the world. Visa and Mastercard are the two biggest names in the industry and are widely accepted by the biggest casinos and online merchants.

They offer attractive loyalty programs and promotions

In order to encourage you to use your credit card frequently, several banks offer reward schemes. For instance, you can receive a flat rate that always pays the same amount or cash back of up to 2% for each dollar spent. Some will provide you with unique points or miles that can be redeemed for international travel. We recommend you check if your gambling purchases are eligible for your desired loyalty program.

Help stay on top of your spending habits

Keep track of your budget and expenditure. We encourage you to bet and play responsibly and if you use your credit card, it’s easy to track the payments.

Get your credit score in the green

We all know that if you misuse your credit card and miss payments, this could result in problems with your credit score. If however, you use your card properly and make your payments on time, this behavior can improve your credit score. Try to make payments on time in order to keep your credit score in the green.

Credit cards or other payment methods — what’s the best for you?


  • Convenience – most people use credit/debit cards shopping online and are therefore familiar with the online transaction process
  • Security – credit and debit cards are protected with online security, keeping your funds and information safe
  • Special bonuses – certain sites offer sign-up or deposit bonuses when using a debit or credit card for the first time, which will increase your bankroll
  • Extra safety – if there is an issue when using your card online, your credit or debit card company can help resolve the problem, with customer support often available 24/7

Credit CardVs.Alternative Methods
Provide speedy deposits and withdrawals.SpeedSome alternative methods may have slower processing times and there could be delays.
Used by most people for shopping because of convenience.ConvenienceSome people opt for alternative methods but rules may differ.
Credit cards are protected with online security, keeping your funds and information safe.SecurityThese payment methods may not have the same level of security in place.
When you use a debit or credit card for the first time at certain casinos, you may be eligible for sign-up or deposit bonuses that will raise your bankroll.BonusesThe same promotion or bonus deal may not be available with other payment methods.
Credit card companies typically have 24/7 customer support available for emergency queries.Safety24/7 customer support may not be available at the alternatives.

We always advise you to be careful when using your credit card at our recommended casino sites, to avoid the possibility of fraud. We recommend looking at your statements and tracking your transactions from time to time. This will make it easy for you to see if you have been charged unfairly or if there is unusual activity with your money when gambling online. Fortunately, you can contact your credit card provider and request to cancel a specific transaction through what is known as a chargeback scheme. In reality, credit card companies act as an added layer of security between you and the online casino. Major credit card companies use the very best online security software, so rest assured, both your money and personal details are safe.

Our Choice of the Best Credit Card Casinos

We’d like to believe we’re in tune with our audience, and we know what you want and need. These casinos prioritize generous bonuses and speedy payouts, check them out below:

1. JackpotCity

This popular betting site enables seamless card deposits, so you can start playing your favourite slots and other games straight after signing up. JackpotCity’s cashier accepts both Visa and MasterCard, with these deposits processed instantly and withdrawals taking no longer than three days.

Jackpot city Online Casino Payment Method
Play JackpotCity Now! Welcome Bonus: $6,000 (Exclusive to Maple Casino)
  • Trusted casino brand with millions of global customers
  • Credit cards accepted when claiming deposit bonuses

This much-loved Microgaming casino is relied upon by many Canadians for all their online gaming needs.

2. Spin Samurai

Credit cards are high on the list of reliable payment methods supported by Spin Samurai for both deposits and withdrawals. Funding your account with a Visa or MasterCard carries zero services fees, and players can enjoy their potential winnings 1–2 days after requesting a cash out.

Spin Samurai Payment Gate
Play Spin Samurai Now! Welcome Bonus: 100% Up To $1200 + 75 Free Spins
  • Single-click sign up via your Google Account
  • Standalone mobile app for easier banking

Simplify casino payments by using your credit card to play Canada’s top games at Spin Samurai.

3. Kaulana

With over 20 payment methods on offer, it’s no surprise these include cards such as Visa and MasterCard. These failsafe banking options also qualify for the Kaulana first deposit bonus and regular promotions. Furthermore, card withdrawals are also quick after uploading your KYC documents.

kaulana casino payment methods canada
Play Kaulana Now! Welcome Bonus: 100% Match Bonus Up To $4,000 + 200 Free Spins
  • Slots include a huge lineup of jackpot games
  • Mobile-friendly interface with straightforward banking

Choose Kaulana for hassle-free Visa and MasterCard deposits, ensuring a seamless gaming experience.

4. Lucky Nugget

Enjoy the ease of depositing funds straight from your credit card into your casino account. Lucky Nugget makes your online payments seamless by allowing instant access to your funds after depositing. Best of all, this recommended gaming site offers a low minimum deposit of just $1.

Lucky Nugget Payment Options
Play Lucky Nugget Now! Welcome Bonus: 150% Up To $200
  • Video bingo and arcade-style games to choose from
  • 24/7 live chat assistance for all account-related queries

Rely on Lucky Nugget for safe and easy card deposits, letting you focus solely on your gaming.

5. Spin Casino

Safety is the number one reason Visa and MasterCard are accepted just about everywhere – Canada’s Spin Casino included. Protected by the latest SLL encryption technology for peace of mind, cards are always a safe bet for your online casino deposits and withdrawals.

Spin Casino Payment Options
Play Spin Casino Now! Welcome Bonus: Match Bonus up to $1,000
  • Securely encrypted and firewalled transactions
  • Easy two-step credit card withdrawal process

Visa and MasterCard deposits offer instant access to Spin Casino’s diverse world of gaming fun.

What Provinces Accept Credit Cards in Canada?

Regulations governing online gambling in Canada differ from province to province. Although using a credit card is often allowed, it’s important to be aware of the local laws in your province. There can be limitations or additional requirements in some jurisdictions. What provinces accept credit cards in Canada? The short answer is all of them.

What Canadian gambling bank policies should you be aware of?


Before delving into the specific online Canadian gambling policies, it’s crucial to understand the broader regulatory framework that governs these policies in Canada. The landscape can be quite complex, as we’ve mentioned before that the laws differ province by province.

Here’s a quick overview of key policies you should be aware of before playing at online casinos in Canada – these include the legal age, licensing, responsible gambling, and taxation.

Scotia Bank Logo

Scotiabank online

This is a general bank policy, and it states that their cards are not going to work for online gambling and that they don’t condone it in any way. They further state that it depends on how the website is registered. For example, their cards will work fine for gaming sites, such as Xbox, eSports, entertainment or possibly sports betting. They would, however, ban any gambling site filed under gaming.

In terms of lotteries and gaming at land-based casinos, it depends on how the merchant processes it. Their card will work at land-based casinos and could work for some lotteries. They avoid gambling as much as possible due to money laundering.



Bank of Montreal

Bank of Montreal

The theme is pretty much the same with Bank of Montreal: they don’t condone, support or allow sportsbook action in any way. They say that their terms and conditions give them the option to close your account if you continue to try using their cards for an activity that’s prohibited.

At the same time, they also don’t frown upon or block gaming sites. If you happen to be using the card for a gaming site for a few years and then later on they found out it was gambling, you wouldn’t be penalized in any way. Our research found that while they are outwardly very stern about threatening to close accounts, but they don’t actually pursue that avenue very often as they don’t want to lose customers.

TDB Logo

Toronto Dominion

There’s no surprise here, as Toronto Dominion lines up with all the other banks. They publicly state that they don’t allow credit cards for gambling online in any form whatsoever. They don’t want their customers involved in that and if they find out, they will block it. Their policy is no different from the others, as it seems pretty clear that all the major banks are on the same page.



CIBC’s online gambling policy lines up with just about everyone else on the block, they don’t allow it. We have, however, found that certain online sportsbooks have accepted their cards. For example, transactions on a CIBC Visa went through at one of our selected casinos and each charge was simply filed away as a cash advance.

RBC Logo


RBC directly states that the use of their credit cards for gambling is not acceptable. They do not condone it in any way, shape or form. In terms of land-based casinos, their credit and debit cards will work just fine. In most cases, the use of credit cards for gambling will be posted as cash advances. Those come with a separate set of fees, so keep that in mind.

In terms of the lotteries, it depends on the province. BCLC and Pro Line are not allowed with the card. However, we were able to buy a Pro Line ticket with a credit card, as it seems to depend on where you are. If you’re at a Shoppers Drug Mart or a Mac’s, they may not specify what the purchase is for and the card will go through.

In general, any type of sportsbook activity is blocked. They say it’s blocked for reasons of website security, such as hackers and stolen cards.

Ontario Casinos Accepting Credit Card Payments

If you currently reside in Ontario and hope to capitalize on the ability to pay via credit card, you’re in luck. All reputable online casinos in Ontario support flexible credit payment options, keeping things fast and simple.

This means you can pay via Mastercard or Visa at the legendary North Casino, along with Hell Spin Casino, Greatwin Casino, and Rabona Casino. Head over to our Ontario online Casinos page to learn more about the benefits you can expect at these casinos.

Step-By-Step Guide: How to Deposit

Step 1: Find a casino

Select an online casino from our list of recommended sites. Sign up by creating an account, before choosing what game you’d like to play.

Step 2: Choose your payment method

Click on the cashier to view the banking options available. Select either deposit or credit card from the list of deposit options, depending on what you prefer.

Step 3: Enter your prepaid card details

Simply enter your card details, you may also be asked to enter card billing information.

Step 4: Make your deposit

Choose how much you want to deposit. If you have been given a promo code, now is the time to punch it in, in order to use your welcome bonus.

Step 5: Get your deposit confirmation

The confirmation should happen instantly, and then you are ready to start playing.

Always make sure your card doesn’t have any foreign transaction fees so you don’t pay extra.

Top Tips: How to Use Your Credit Card at Casinos

Before you jump in and start using your credit card at your favorite casino, it is best to learn a few things first. That’s why we have put together some helpful tips to help you get the best out of using your credit card for casino banking.

Debit Cards icon

Does the casino accept your credit card?

Always make sure the casino you want to use to play accepts your credit card. While almost all online casinos accept the major credit cards, there could always be situations where they don’t.

No Deposit Bonus

Set a Budget

Setting a budget when gambling online is always very important, but if you’re using your credit card, it is even more so. Credit cards allow you to access money that you don’t necessarily have and pay it back later. Under no circumstances should you exceed your planned budget on your credit card and max it out, as this will put you in unnecessary debt.

Deposit Withdrawal - Banking Options

Does the casino allow your credit card for withdrawals?

If you plan on using your credit card, check if the casino allows you to use it for withdrawals as well. If it does not, make sure there is a different withdrawal banking method you are happy to use, or find a different casino.


Hello! Which language do you prefer?