When players search for the best paying online casinos in Canada, they’re usually looking for platforms that offer stronger long-term return percentages, and not just large bonuses. On this page, we focus on casinos that provide access to higher-RTP games, publish transparent payout information, and operate under recognized licensing frameworks. Our goal is not to promise outcomes, but instead to highlight environments where return potential is clearer and more measurable.
What Does Best Payout Casino Mean?
“High payout” doesn’t mean guaranteed wins. It refers to the theoretical return to player (RTP) of the games available on a given platform. Casinos that offer a higher concentration of 96%+ RTP titles, create a stronger return profile over time.
We set out to identify sites where those higher-RTP games are accessible, clearly disclosed, and not heavily restricted by bonus conditions.
How We Identify Casinos with Strong Payout Potential
We don’t rank casinos based on marketing claims or bonus size. Instead we focus on three measurable factors:
The average RTP featured across slot and table games
Transparency around payout percentages and game providers
Licensing and independent game testing (e.g., eCOGRA or similar certifications)
During review, we examine game libraries, verify provider RTP disclosures, and compare volatility profiles across categories. Where possible, we cross-reference published RTP data with in-game information during testing.
Disclaimer: Maple Casino is free to use. We independently review online casinos based on licensing, gameplay, bonuses, payments, and withdrawals. If you sign up through a link on our site, we may earn a commission. This supports our testing and updates and does not influence which casinos we review or how they are ranked. To understand how we evaluate casinos and maintain fairness, read our review methodology and editorial policy.
Online Casinos in Canada with Competitive Payout Percentages
The platforms listed below host a higher concentration of games with competitive RTP ranges compared to the broader market, though individual session results will always vary.
When we talk about payout potential, we’re really looking at the kinds of games a casino offers and how transparent it is about return percentages. Some sites simply host more high-RTP titles than others.
These platforms stood out for carrying a strong mix of higher-return games, giving players better long-term theoretical value during our hands-on casino testing and analysis.
Metric
Slots Vader Casino
GreatWin Casino
Realz Casino
JackpotCity Casino
Monsterwin Casino
Published Payout %
96%
96%
96%
97.23%
96%
Total Slots
15,000+
6,000+
8,000+
1,000+
7,500+
Jackpot Titles
500+
1,000+
600+
100+ (Microgaming network)
600+
Key Providers
Playtech, Play’n GO, Microgaming
Microgaming, BGaming
Red Tiger, Amusnet
Microgaming, Pragmatic
Playtech, Microgaming
Withdrawal Window
0–24h
Instant
Instant–5 days
1–2 days
1–3 days
Best For
Slot depth
Jackpot variety
Balanced RTP mix
Verified RTP benchmark
Consistent 96% range
Payout percentages represent theoretical return-to-player (RTP) averages across game libraries. Individual session outcomes vary. The table provides a side-by-side payout snapshot. Below, we break down each casino individually, focusing on RTP structure, jackpot coverage, and payout mechanics observed during testing.
Slots Vader – 96% RTP across a 15,000+ game library
This site offers one of the larger slot catalogues in this comparison, with more than 15,000 titles and an average payout percentage around 96%. Slots Vader’s strength here is volume: a wide mix of fixed and progressive jackpot games within competitive RTP ranges.
Some well-known providers such as NetEnt and Pragmatic Play are missing, but from a return perspective, the overall slot concentration remains strong. Table games and live dealer options are also well represented, though slots are clearly the focus.
Payout snapshot
Average RTP: 96%
Jackpot titles: 500+
Slot library size: 15,000+
Observed withdrawal processing: 0 to 24 hours
License: Gaming Board of Anjouan
Where it performs well for payout-focused players
Hosts a large slot catalogue of 15,000+ titles
Features a broad mix of fixed and progressive jackpot games
Offers multiple withdrawal methods, including Interac and crypto
No deposit processing fees observed during testing
Where it has limitations
Daily RTP concentration is stronger in slots than in table games
Some major providers are not present
Maximum withdrawal limits not positioned for high-roller play
Editor’s note:
What impressed me most about Slots Vader was the volume of playable 96% RTP titles. With that many slots available, it’s easier to find games that match your volatility preference rather than settling for whatever happens to be featured.
GreatWin – 96% RTP with instant withdrawals
GreatWin lists an average payout rate of 96% and hosts more than 6,000 games across slots, jackpots, tables, and live dealer formats. The platform supports instant withdrawals on select methods and operates under a Gaming Board of Anjouan licence.
10 available banking options including Interac and e-wallets
1x deposit wagering requirement (lower than many 20 to 40x bonus structures)
6,000+ total games including 1,000+ jackpot titles
Where it has limitations
Identity verification required prior to first cashout
Licensed in Anjouan (not regulated by AGCO, MGA, or Kahnawake)
Some high-profile progressive titles (e.g., Mega Moolah, Age of the Gods) not available
Editor’s note
The 96% payout figure isn’t unusual on paper, but what mattered during testing was the mix of volatility. Some titles offered steady base-game returns, while others concentrated value in bonus rounds. Over longer sessions, results tracked close to the published RTP.
Realz – Broad RTP coverage across a large game library
Realz earns its place here because of the depth of its mid-to-high RTP slot catalogue, rather than a single standout percentage or promotional claim. During testing, the strength of the platform was the volume of 95 to 96% RTP titles across multiple providers.
While payout potential varies by game selection, the overall distribution of competitive RTP slots makes it relevant for players comparing long-term return potential.
Payout snapshot
Average RTP: 96%
Jackpot titles: 600+
Slot library size: 8,000+
Observed withdrawal processing: Instant for supported methods (bank transfers 3–5 business days)
License: Tobique Gaming Commission
Where it performs well for payout-focused players
Large concentration of 95–96% RTP slot titles across multiple providers
600+ jackpot games offering higher potential win ceilings
Clear game filters and search tools, making RTP comparison easier
Multiple providers with transparent RTP disclosures
Where it has limitations
No access to certain major progressive networks (e.g., Mega Moolah, Dream Drop)
Entry-level withdrawal limits may restrict larger bankroll strategies
RTP varies significantly between titles — not all games sit in the 96% range
Editor’s note:
What I enjoyed was how many solid 95 to 96% RTP titles were actually available once I started filtering through the library. The key here is choosing carefully. The return potential is there, but it’s not automatic.
JackpotCity – High published RTP with strong jackpot coverage
JackpotCity made it onto our radar because of its published 97.23% payout percentage and its deep integration with Microgaming’s progressive jackpot network. Rather than offering a huge variety of games, this site leans into a more concentrated catalogue built around established providers and long-running jackpot titles.
For players who prioritise theoretical return percentages and recognised slot networks, that really matters.
Observed withdrawal processing: 1 to 2 business days (24-hour pending period applies)
License: Gaming Board of Anjouan
Where it performs well for payout-focused players
Published payout rate of 23%, above the typical 96% industry baseline
Full access to Microgaming’s progressive jackpot portfolio
100+ jackpot titles including long-standing networks
Transparent in-game RTP disclosures
Access to Major Millions (96.88% RTP), a verified high-RTP progressive
Where it has limitations
Smaller overall slot catalogue compared to 5,000–15,000 game platforms
Withdrawal processing includes a 24-hour pending period
Weekend and holiday payouts are not processed
Jackpot wins remain statistically rare despite large advertised caps
Editor’s note:
JackpotCity doesn’t have the biggest library but the published 97.23% payout percentage caught my attention. What stood out during testing was the depth of Microgaming jackpot titles. If you’re looking for access to those legacy networks, this is one of the more concentrated options available.
Monsterwin – Broad high-RTP library with strong jackpot coverage
We found more than 8,000 games from 90+ developers, including Play’n GO, Microgaming, Playtech, and Pragmatic Play during our Monsterwin review. Although Microgaming’s legacy jackpots like Mega Moolah are not present, the site compensates with alternatives such as Age of the Gods Cash Collect, Fortunes of Rome, Combo Seven. The payout appeal here is volume and variety with a high concentration of established RTP ranges across multiple major studios.
Payout snapshot
Average RTP: 96%
Jackpot titles: 600+
Slot library wize: 7,500+
Observed withdrawal processing: 1 to 3 business days
License: Gaming Board of Anjouan
Where it performs well for payout-focused players
7,500+ slots across 90+ providers
600+ jackpot titles from multiple developers
120+ instant-win titles with high advertised multipliers
No Microgaming legacy progressives like Mega Moolah
Standard 1–3 business day withdrawal processing
$750 daily and $10,500 monthly withdrawal limits at base level
Some banking methods (e.g., bank transfers) may involve small external fees
Editor’s note
What stood out to me at Monsterwin wasn’t a single headline jackpot — it was the depth. With over 7,500 slots and 600+ jackpots, I could compare multiple RTP profiles in one place. The 96% payout rate sits within the competitive range, and the overall selection gives players room to choose rather than locking them into one jackpot network.
Which Casino Games Have the Highest RTP?
Real money casinos don’t set payout percentages arbitrarily. The potential returns comes from the individual games on offer. Platforms that feature high-RTP table games and slots that openly disclose their RTP figures tend to offer stronger long-term payouts.
Average RTP by game category
Not all game types follow the same mathematical model. Some casino games have more stable returns than others.
Game Type
Typical RTP Range
What That Means
Video Poker
99–99.6%
Requires optimal strategy
Blackjack
99%+ (with optimal strategy)
Strategy-dependent
Baccarat
98–99%
Typically a lower house edge
European Roulette
~97.3%
Single zero variant
Online Slots
92–97%
Varies by game and volatility
Maple Casino’s expert tip: Table games often show the strongest theoretical returns, but only when played with optimal strategy. The published RTP assumes correct decision-making, which isn’t always how casual sessions unfold.
Slot games with higher RTP
While table games often post the highest theoretical returns, many slot titles also publish competitive RTP figures. The key difference is volatility. Slot returns are distributed less evenly, even when the percentage looks strong on paper.
Slot Game
RTP
Theme
Key Features
Mega Joker
99%
Classic
Progressive jackpot, 5 paylines
Blood Suckers Megaways
98%
Vampires
Cascading reels, free spins
Retro Reels Extreme Heat
97.5%
Vegas
Flaming bonus, retriggerable spins
Quest to the West
97.45%
East Asia
Walking wilds, free spins
Big Bad Wolf
97.35%
Fairy tale
Free spins, swooping reels
Texas Tea
97.35%
Oil Drilling
Oil dividend bonus
Spartania
97.2%
Ancient Rome
Expanding wilds, wheel feature
Rage to Riches
97.12%
Monsters
Free spins, multipliers
Big Bass Splash
96.71%
Fishing
Free spins bonus
Fruit Shop Megaways
96.90%
Fruit
Megaways mechanic
What this means for players
In practical terms, table games such as blackjack and certain video poker variants offer the strongest long-term theoretical returns when played correctly. Slots can also feature high published RTP values, but outcomes are more volatile and depend heavily on game design.
If payout percentage is your primary concern, look for:
Clear in-game RTP disclosure
Lower house-edge variants (e.g., European roulette over American roulette)
Slots with RTP of 96% or higher
Transparent licensing and third-party testing
Tip: Besides determining the amount you can win in the long run, the RTP rate can also affect your bankroll management strategy. Multiply the house edge by the number of rounds you would like to play as well as your average bet size to know your hourly losses. Usually, many players would be quick to play the shiny online slots. While some slots come with high payout percentages, you should also consider games such as online blackjack for real money and poker. These games let you use certain skills to lower the house edge.
What Are Casino Payout Percentages and How Do They Work?
Casino payout percentages, also known as RTP (Return to Player), indicate how much of the total wagered money a game pays back to players over time. For example, a slot with 97% RTP theoretically returns $97 for every $100 wagered (across millions of spins). Individual sessions will always vary, but RTP helps you to compare games on a structural level.
What is a payout percentage?
A payout percentage shows how much of all wagered money a game returns to players over time. It does not predict short-term outcomes or guarantee individual results. The Canadian online casino platforms we compare host thousands of games, and each title operates under its own published RTP model.
How is casino payout percentage calculated?
The payout percentage is based on millions of game rounds tracking the total winnings paid out. The result is expressed as a percentage, giving players a snapshot of a games fairness and potential return.
How do I distinguish between RTP and house edge?
When it comes to RTP vs House Edge, the RTP shows how much players can expect to win back from their bets over time. While the house edge represents the percentage the casino keeps as profit. For example, a 97% RTP means the house edge is 3%.
How do variance and volatility influence payout?
These terms describe how often and how wins occur. Low volatility games pay smaller, more frequent wins. High volatility games offer larger, but less frequent payouts.
What matters most
RTP is long-term:reflects millions of spins or hands, not individual sessions
Higher RT means a lower house-edge: this gives players better odds
Game type and strategy: can influence outcomes, often produce higher effective payouts when played correctly.
Short-term results may vary due to chance
Best Payout Vs. Fast Payout — Not The Same Thing
This page focuses on structural return potential, not on withdrawal speed.
Best Payout Casinos
Fast Payout Casinos
These sites host a higher concentration of games with competitive RTP percentages. They usually feature games with RTPs of 96% or higher, and often include high-volatility games where the potential return is greater.
Fast payout casinos prioritise rapid withdrawal processing. They prioritise instant or same-day banking, minimal verification delays, and 24/7 processing.
Practical Factors That Affect Payouts
While outcomes are always random, the types of games you choose (and how you approach them) can influence the long-term value of your play. While no strategy can eliminate randomness, understanding how payout models work can help you make more informed choices.
Focus on higher-RTP games: Slots and table games with published RTPs of 96% or higher generally offer stronger long-term return profiles.
Understand volatility before you play: High-volatility games may offer larger but less frequent wins, while low-volatility titles tend to produce smaller, steadier payouts.
Learn the rules where skill applies: In games like blackjack or certain video poker variants, using optimal strategy can reduce the house edge.
Be realistic about jackpots: Progressive slots offer large potential prizes, but their RTP is often tied to long-term cycles rather than consistent short-term returns.
Review bonus terms carefully: Low wagering requirements and reasonable maximum bet rules can make a material difference to how much of a bonus is realistically withdrawable.
Set limits before you begin: Understanding your budget and session goals is part of maintaining long-term sustainability.
Jennifer Newell is a unique and respected voice in the iGaming industry, known for her passionate advocacy and in-depth coverage of women’s poker. Her writing offers sharp insights into the world of poker and gambling industries, as Newell has worked closely with the World Poker Tour and covered numerous World Series of Poker tournaments. Because of this, Newell brings with her a wealth of first-hand experience to her analysis. She is truly a distinctive voice to everything she writes and with her strong, lazer-focus on representation and community she continues to revolutionize the role of women in iGaming. Follow Jennifer on Twitter/X or connect on LinkedIn.
FAQ
The best paying online casinos are platforms that host a higher concentration of games with competitive return-to-player (RTP) percentages. In most cases, slots range between 94% and 96% RTP, while certain table games can exceed 98% when played optimally.
Based on our current return analysis, the following casinos feature some of the strongest overall RTP profiles in our review: Slots Vader Casino (96% average RTP across a 15,000+ game library), GreatWin Casino (96% RTP with 6,000+ titles), Realz Casino (96% RTP and strong table game coverage), JackpotCity Casino (97.23% published RTP with Microgaming jackpot network), and Monsterwin Casino (96% RTP and 8,000+ games).
Games with higher RTP percentages typically have a lower house edge, meaning a smaller portion of each wager is retained by the casino over time. While outcomes always vary in individual sessions, choosing higher-RTP games can improve your long-term theoretical return compared to lower-paying alternatives.
Payout potential depends on the games offered rather than the platform alone. Some Among the sites we reviewed, JackpotCity Casino currently features an average published RTP of 97% across its game library, placing it among the stronger return profiles available to Ontario players. Explore our full breakdown of Ontario online casinos to compare RTP profiles and licensing details.
No. A higher RTP (Return to Player) does not guarantee bigger or more frequent wins in a single session. RTP is a long-term mathematical average calculated over millions of rounds. It reflects how much a game is designed to return over time, not what will happen during an individual visit. In practical terms, a game with a 97% RTP has a lower house edge than one at 94%, which may improve long-term return potential. However, short-term results are still influenced by variance and volatility.
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