Money Train 2 is known for high volatility and feature-heavy gameplay rather than gentle base-game pacing. During testing, the bonus round remained the clear focus, with much of the appeal tied to persistent modifiers and the potential for rare but significant returns
How I Tested Money Train 2
Real-session testing gave me the clearest picture of this slot’s strengths and weaknesses. I tracked feature triggers, assessed how the gameplay performed over time, and considered whether it was entertaining enough to keep coming back to. I also reviewed performance across multiple devices, which I’ll explain later.
- RTP 96.40%
- Volatility High
- Paylines 40
- Reels/Rows 5/4
- Min/Max Bet $0.10/$1,000
- Maximum Win 50,000x
- Autoplay Yes
- In virtual reality/3D Yes
- Bonus Game Yes
- Free Spins 3
- Multiplier Symbol Yes
- Progressive Jackpot No
Overall rating: 4.8/5
I tested Money Train 2 to assess its gameplay and payout potential. Below are my honest ratings for this video slot:
This slot review is based on extended gameplay sessions testing Money Train 2’s mechanics, bonus frequency, mobile performance, and overall player experience. Ratings reflect observed behaviour during testing, not promotional claims or theoretical outcomes. The scoring criteria below assess specific performance areas:
- Gameplay: ⭐⭐⭐⭐(4.7/5)
- Theme (graphics and sounds): ⭐⭐⭐⭐⭐(5/5)
- Volatility: ⭐⭐⭐⭐⭐(5/5)
- Bonus features: ⭐⭐⭐⭐(4.8/5)
- Mobile play: ⭐⭐⭐⭐(4.9/5)
- Replay value: ⭐⭐⭐⭐(4.7/5)
Stephen Abiola’s expert take
Author credentials: Stephen Abiola has reviewed hundreds of real money online slots for Maple Casino since 2019, focusing on Canadian-accessible games and hands-on gameplay assessment. This review reflects direct testing experience and does not rely on provider marketing materials.
Money Train 2 at a Glance
Before I dive deeper into this slot review, let me share some quick stats about this game. This should give you a hint of what to expect in the harsh and futuristic Wild West lands.
| Quick Stats | Value | Bonuses & Features | Availability |
| Maximum Win | 50,000x | Progressive Jackpot | No |
| Hit Rate | 1 in 5 | Multipliers | Yes |
| Free Spins Rate | 1 in 197 | Scatter Symbols | Yes |
| Game Provider | Relax Gaming | Wild Symbols | Yes |
| Release Date | September 2020 | Free Spins | Yes |
| Slot Type | Video Slot | Bonus Game | Yes |
| Buy Feature | Yes |
Money Train 2 Slot RTP, Payout, and Volatility
- Volatility – High
- RTP – 96.40%
- Payout – 50,000x the stake
Money Train 2 is listed with a 96.40% RTP, which sits around the solid middle-to-upper range for online slots. As always, RTP reflects long-term theoretical returns rather than what happens in a single session. In practice, testing showed a much swingier experience, with quieter stretches between wins and most of the game’s value concentrated in the bonus features.
Symbols and Bonus Features
Low value – heart, spade, diamond, and club
High value – Payer, Sniper, Collector, and Necromancer
Money Train 2 also has a wild symbol, which substitutes all low and high-value icons to help you complete a winning line. You can also find two Bonus symbols to trigger the Respins feature with increasing multipliers. It’s a pretty stacked game, feature-wise.
Gameplay and Player Experience
The game begins with the steampunk train arriving on the scene, accompanied by a 5×4 block-like grid. I started by choosing a stake before spinning the reels. To win, players must match at least three symbols on a line. The wild skull symbol also comes with its own payout.
How the Money Cart Bonus works
The Money Cart Bonus is the main attraction in Money Train 2 and where most of the game’s volatility sits. It triggers when three or more bonus symbols land anywhere on the reels during the base game. In testing, bonus access varied noticeably — one session triggered within the first 10 spins, while another took considerably longer, which reflects the game’s higher-risk profile.
Once activated, the feature begins with three respins. Every bonus symbol that lands stays locked in place, and each new symbol resets the respin counter back to three. This can create long rounds when the reels keep adding fresh symbols late into the feature.
Each symbol carries a multiplier value, but the round becomes more interesting when special modifiers appear.
Modifier symbols explained
Alongside standard value symbols, Money Train 2 includes several modifiers that can significantly change the round:
- Collector: Adds the values of all visible bonus symbols to itself
- Payer: Awards a random multiplier, typically between 1x and 10x
- Sniper: Increases the values of several random bonus symbols
- Necromancer: Revives dead positions and may add new bonus symbols
During testing, Sniper and Collector combinations created the strongest momentum, especially when they landed after the grid had already filled with values.
How payouts are calculated
At the end of the feature, all visible multiplier values are added together and multiplied by the triggering stake. Some rounds ended quickly with modest returns, while others built gradually after late modifier drops — a common pattern in volatile bonus-led slots.
Bonus Buy feature
Money Train 2 also includes a Bonus Buy option, allowing direct entry into the Money Cart Bonus for 100x the current stake. This skips the base game entirely and moves straight into the main feature.
For players who find the standard trigger pace slow, this can shorten the wait. In testing, long dry stretches between bonuses made the option easier to understand, although the cost remains high relative to standard spins.
Availability and RTP
Bonus Buy may be unavailable in some jurisdictions due to local regulation, so availability can depend on both province and casino operator.
When enabled, the listed RTP rises from 96.40% to 98%. That improves the long-term theoretical return on paper, but results in any individual session can still vary sharply due to the game’s volatility.
Design and sound
I was happy to see that the theme and the graphics of this slot have received an upgrade. The Mad Max-like characters perfectly complement the Wild West theme. This video slot also features a spaghetti western tune, which should put you in the mood.
Money Train mobile compatibility
Money Train 2 performs really well on any smartphone or tablet. I didn’t experience any delays or crashes, despite the heavy 3D imagery of this slot.
My Take: The Good and the Bad
As with every slot I test, there are a couple of pros and a couple of cons to anticipate when playing Money Train 2:
Pros
- Entertaining steampunk storyline
- The RTP can reach 98% with the buy feature
- High maximum payout of 50,000x
Cons
- Highly volatile slot experience
- The Money Cart game can hard to trigger
- No regular free spins
Final Verdict for Money Train 2
Money Train 2 delivers a high-volatility slot experience with a well-executed steampunk Wild West theme and a complex bonus round that offers substantial win potential. The Money Cart Bonus is the game’s defining feature, combining multiple modifier types and a respin mechanic that can produce significant payouts when conditions align.
The game’s strengths – visual design, mobile performance, and above-average RTP – are balanced by the challenges in high-volatility gameplay. Extended dry spells between bonus triggers are common, and the feature’s complexity may require familiarization for players new to this style of slot.
Those seeking lower-risk or more predictable slot experiences may want to check out medium-volatility alternatives.
Where Can I Play Money Train 2 Slot?
Wyns Casino is where I tested this slot, and it’s actually a great destination to play the entire Money Train series, along with other Relax Gaming slots. This casino offers a smooth, mobile-optimized experience with a range of promotions.
Is Money Train 2 for You?
Money Train 2 is built for players who enjoy feature-driven slots with high volatility and plenty happening once the bonus round begins. The western train theme is secondary to the mechanics here — most of the appeal comes from the respin feature, persistent symbols, and modifier combinations that can change a round quickly.
During testing, the base game often felt like a waiting room for the Money Cart Bonus, which is worth knowing before you start. If you enjoy slower build-up followed by high-intensity bonus rounds, that may suit you. If you prefer steady base-game entertainment, it may feel too stop-start.
Money Train 2 may suit you if you:
- Prefer volatile slots with higher upside rather than frequent small wins
- Enjoy bonus rounds with evolving features and symbol interactions
- Don’t mind quieter stretches between meaningful payouts
- Like watching rounds build through modifiers such as Collector or Sniper
- Understand bankroll management and can handle variance calmly
You may want to skip it if you:
- Need regular wins to stay engaged
- Prefer simpler slots with stronger base-game value
- Get frustrated by long waits between features
- Chase losses when sessions turn cold
- Want low-risk, longer-play bankroll sessions
Responsible Gambling Context
Money Train 2’s volatility is not a minor detail — it shapes the entire experience. Long dry spells, quick bankroll swings, and bonus rounds that underdeliver are all normal outcomes within the game’s design. Treat short losing runs as expected variance, not signs that a win is “due.”
Because much of the excitement sits inside the bonus feature, it can be tempting to keep spinning simply to reach it. During testing, stretches without a trigger made it easy to justify “just a few more spins,” which is exactly where discipline matters most.
Set a spend limit before playing and decide in advance when the session ends. If you hit that number, stop.
The Bonus Buy feature deserves extra caution. At 100x stake per purchase, each click represents significant exposure compared with standard spins. Several disappointing buys in a row can drain a balance quickly, and buying again to recover losses rarely ends well.
More Online Slots with the Buy Bonus Feature
Players interested in Bonus Buy mechanics may also want to explore these high-volatility slots with similar features:
- 5 Lions Megaways – Megaways mechanic with bonus buy option and cascading wins
- Easter Heist – Heist theme with bonus buy and multiplier collection mechanics
- Vampy Party – Vampire theme with bonus buy and persistent symbol features
- Great Rhino Megaways – Wildlife theme with Megaways engine and bonus buy option
Each offers distinct themes and mechanics while sharing the high-volatility, bonus-buy structure that defines Money Train 2’s gameplay.
Commercial relationship disclosure: Maple Casino may receive compensation when readers sign up at recommended casinos through links on this page. This does not influence how games are reviewed, scored, or compared. Our assessment of based on hands-on testing and observed gameplay behaviour.
FAQs
It has a stated RTP of 96.40% in standard play. When using the Bonus Buy feature, the RTP increases to 98%.
The slot has a maximum payout potential of 50,000x the stake. This potential is achieved through the Money Cart Bonus round when multiple high-value multipliers and modifiers align. Such outcomes are statistically rare.
Yes, you can play Money Train 2 slot for free using the demo version or casino bonuses. You can even win real money after fulfilling the bonus requirements.
It is developed and distributed by Relax Gaming. This popular provider is also the distributor of the popular Dream Drop progressive jackpot network.
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